Employment Practices Liability Insurance
Nonprofit organizations should know about EPLI The heart of every nonprofit is its volunteers, but they can be a potential liability. Even if they aren’t being paid, volunteers, officers, and board members can open the organization to the same harassment, discrimination, and wrongful dismissal claims as for-profit organizations. These claims…
Protect Your Business From Harassment and Bullying Allegations
Protecting Your Business from Harassment and Bullying Allegations in the Digital Era REPRINTED FROM THE HARTFORD Businesses should know that when an employee participates in online behavior that leads to other employees feeling harassed or bullied, there is an insurance policy to manage such claims and provide resources to mitigate…
Protecting Your Business from Harassment and Bullying Allegations in the Digital Era
Businesses should know that when an employee participates in online behavior that leads to other employees feeling harassed or bullied, there is an insurance policy to manage such claims and provide resources to mitigate ongoing exposures. By: Autumn Demberger | May 6, 2024 Topics: Employment Practices | Professional Liability | Risk Management How often do you reach…
Is investing in Business insurance worth it?
It’s often said that insurance is the one thing you buy, hoping that you’ll never need it. It’s true that no one wants to have to file an insurance claim, but when the unexpected happens, you’ll be glad you have the coverage you need. Here’s an in-depth look at the…
What is happening to Commercial Auto Insurance?
5 Forces Driving Commercial Auto Insurance Costs by Travelers Insurance Over the past decade, auto insurance rates have increased steadily; well exceeding the rate of inflation over the same period. But what’s driving this upward trend? Explore factors that have significantly impacted the rates for commercial auto. 1. Bodily Injury Loss…
A View Into the Workers’ Compensation Market
Workers’ Compensation insurance continues to be a standout in the insurance world, having experienced average state-approved advisory rate reductions for the last decade. Whether the market will change moving forward remains to be seen, as wage growth, medical inflation and other factors all impact the Workers’ Compensation market. Wage Growth…
What Can You Do To Manage Your Business’ Reputational Risk?
by Stephanie Pennington, Director—Marketing & Sales Excellence, Main Street America Insurance • August 1, 2023 It’s no secret that consumers want to spend their money with businesses they can trust. For that reason, your company’s reputation can be a huge factor in its success. In fact, a study published by O’Dwyer PR…
Does Business Insurance Cover Spoiled Food?
by Jaime Wagoner , Regional Sales Director, Main Street America Insurance • November 15, 2023 A business owners insurance policy is vital coverage for any small business owner to have. It can protect you, your business and your staff in the event of unexpected losses like property damage, injuries and even lawsuits.…
Commercial Property Insurance – Why do you need It?
by Marcus Haynes, AVP, Regional Sales, Main Street America Insurance • September 12, 2023 Commercial property coverage, also called business property insurance, is an important part of your small business coverage. It protects you from many of the risks that come with owning or renting a space for your company. In many…
Protecting Your Business: Understanding ERISA Bond Coverage
by Richelle Smith, Director, Bonds Small Business, Main Street America Insurance • January 31, 2024 As a business owner, it’s important to understand the insurance requirements that apply to your company as well as the various types of bonds your business may need. One specific requirement is ERISA bond coverage, which is a type…