Commercial Truck Insurance
Your trucks keep America moving -- and your insurance should keep your business moving too!
Whether you operate a single truck or manage a growing fleet, having the right commercial Truck Insurance is Critical to protecting your drivers, equipment, cargo, and busness from unexpected losses.
The right coverage can help safeguard your operation from accidents, liability claims, physical damage, cargo losses, and other risks that come with life on the road.
At Get Help With Insurance, Inc. we work with multiple top-rated insurance companies to find customized trucking insurance solutions for owner-operators, motor carriers, and fleet operators. We take the time to understand uour operation, review your specific risks, and compare coverage options to help you find protection that fits yuour business and budget.
Whether you haul locally, regionally, or across the country, our goal is to provide reliable coverage and responsive service so you can stay focused on deliverying for your customers.
Request us to shop your insurance among our top-rated carriers today and let us help you protect your business, your drivers, and your livelihood.
Who we insure:
Owner-operators
Motor Carriers
Fleet Operators
Hot-shot trucking
Box Trucks
Dump Trucks
Flatbeds
Refrigerated Trucks
Tow Trucks
Tanker Trucks
Last-Mile Delivery Fleets
Coverage Available:
Auto Liability
Physical Damage
Motor Truck Cargo
General Liability
Non-trucking Liability
Trailer Interchange
Garagekeepers
Workers Compensation
Umbrella Liability
Freight Forwarder
A freight forwarder is a company that arranges the shipping and storage of stock on behalf of its clients. Freight forwarders provide a comprehensive range of services, including tracking onshore transport, warehousing, arranging cargo insurance, securing cargo space, working out freight charges, filling out shipping and export documentation and freight consolidation.
oTHER AUTHORITIES
- Motor Passenger Carrier Authority– commercial van operations and for-hire operators of small passenger-carrying vehicles that engage in interstate commerce.
- Non-North America-Domiciled Motor Carriers
- Mexico-based Carriers for Motor Carrier Authority to Operate Beyond U.S. Municipalities and Commercial Zones on the U.S.-Mexico Border (Includes instructions and application in Spanish)
- Mexican Certificate of Registration for Foreign Motor Carriers and Foreign Motor Private Carriers Under 49 U.S.C. 13902
federal forms
The following federal filings are required for businesses engaging in interstate trucking or transportation of specific cargo:
- BMC-91 Filing: States there is enough Liability coverage to cover the increased risk of transporting goods or people across state lines.
- MCS-90 Form: An endorsement that must be attached to Liability insurance and Cargo Liability insurance policies if a federal filing is required. It guarantees the minimum required protection for the public if the customer is deemed legally responsible for an accident.
- BMC-34 Filing: Guarantees the required amount of Cargo Liability insurance is being carried.
nevada state forms
- Here is a list of common state forms:
- Form E Filing: Certifies that a customer’s Liability insurance complies with the state’s financial responsibility laws. This form requlates intrastate trucking in the customer’s home state.
- Form H Filing: Guarantees there is sufficient Cargo Liability insurance.
Carriers Types
Here is a list of carrier types and definitions:
- Common carrier: Someone who offers his or her services to the general public. This driver likely hauls cargo on highways across multiple states.
- Contract carrier: Someone who has a contract with a specific shipper, such as Roadway.
- Private carrier: Someone who works for a manufacturing company that hauls its own goods. This includes contractors who haul heavy equipment to perform jobs for their business.
- Exempt carrier: This carrier type is not subject to the rules that apply to common carriers. Examples include businesses that haul household goods or agriculture products.
If you need help reach out to these companies
Nevada Transportation Authority https://nta.nv.gov
Truckstop.com/product
Transportation Compliance Service
Trucking Office Trucking Management Solutions
Electronic Logging Devices
The electronic logging device (ELD) rule- Electronic Logging Devices replace paper logs for truckers. The FMCSA dictates which truckers need to maintain electronic logs, as well as which truckers can continue to use paper logs.
Congressionally mandated as a part of MAP-21 – is intended to help create a safer work environment for drivers, and make it easier and faster to accurately track, manage, and share records of duty status (RODS) data. An ELD synchronizes with a vehicle engine to automatically record driving time, for easier, more accurate hours of service (HOS) recording.
Find relevant information on how the ELD Rule impacts you and your organization.
My goal in putting this on my website is to help you get started. Use the sources I listed to get help. There are many more on the internet.
Your last step is to get your insurance. To save on your insurance, call us early in the process. We can save you time and money. Plus it will give me time to shop your insurance by the time your authority becomes active.
Get your insurance from us by calling (702) 541-0882.
This is intended as a general description of certain types of insurance and services available to qualified customers. Any description of policy provisions is meant to give a broad overview of coverages and does not revise or amend a policy. Refer to the policy coverage form for a complete representation of the scope of coverage, terms, conditions, exclusions and more. The policy is the contract that specifically and fully describes your coverage. Some products may not be available in all states and may only be offered on a non admitted basis. Product availability is subject to change.
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