You can get Boat insurance!
Boat Insurance Made Easier
Protect Your Boat. Protect Your Time on the Water.
Finding the right boat insurance shouldn't be complicated. We make getting boat insurance easier by helping you compare coverage options from multiple insurance carriers.
Our independent agents can help you find coverage that fits your boat, your needs, and your budget—so you can spend less time worrying about insurance and more time enjoying the water.
Why Choose Us?
We do the shopping for you.
✔ Compare multiple insurance carriers
✔ Personalized boat insurance options
✔ Coverage designed around your needs
✔ Experienced independent agents
✔ Simple, friendly service
Whether you own a fishing boat, pleasure boat, pontoon, or another type of watercraft, we're here to help make getting the right coverage simple.
Ready to Get Out on the Water?
Let us make finding boat insurance easy.
GET YOUR BOAT INSURANCE QUOTE
Call us today or request a quote and let us do the shopping for you.Boat insurance made simple
We shop multiple insurance companies to help you find the right coverage at a competitive price.
Your Boat Is More Than Just a Boat.
It's your weekend getaway, your family time, and your investment.
Whether you're cruising the lake, fishing offshore, or enjoying a day on the water, the right insurance can help protect you when the unexpected happens.
We can help protect your:
Boat
Motor
Fishing equipment
Safety Equipment
Accessories
Passengers
Trailer
Liability exposure
Call (702) 541-0882 to get the right coverage for your boat!
We insure a wide variety of boats or yachts, including sailboats, deck boats, cabin cruisers, jet boats, bow riders, pontoon boats, motor yachts, fishing vessel, cuddy-cabins, sailboats, fishing trawler, bay boats, personal watercraft, houseboat, airboat powerboat, runabout, wake board, center consoles, chapparal, tow boats, and more!
Two types of insurance
Boat insurance is available in two types:No matter how you are affiliated with the project, builder’s risk insurance will protect your interest in the property. These individuals include:
- Actual Cash Value policies pay for replacement costs less depreciation at the time of the loss. In the event of a total loss, used boat pricing guides are used to determine the vessel’s approximate market value. Partial losses ar settled by taking the total cost of the repair less a percentage for depreciation.
- Agreed Amount Value policies are based on a valuation of your vessel that you and your insurer have agreed upon; in the event of a total loss you will be paid the “agreed amount.” Agreed Amount Value policies will also replace old items with new ones in the event of a partial loss, without any deduction for depreciation.
common and optional coverages
- Physical loss or damage to the actual boat includes the hull, machinery, fittings, furnishings and permanently attached equipment. Physical damage exclusions might included normal wear and tear, damage from insects, mold, animals (such as sharks), zebra mussels, defective machinery or machinery damage.
- theft of the boat
- Bodily Injury to persons other than the boat owner or his or her family.
- Damage caused to someone else’s property.
- Guest passenger liability includes any legal expenses incurred by someone using the boat with the owner’s permission.
- Medial Payments for injuries to the boat owner and other passengers.
- Trailer or boat accessories.
- Loss or theft of belongings may or may not be covered. Your homeowners policy may provide some coverage and boaters should specifically inquire about special equipment kept on the boat, such as fishing gear, to make sure it is covered.
- Towing in the evenr of an accident.
boat insurance discounts
- Diesel powered craft is less hazardous than gasoline powered boats as they are less likely to explode.
- Ship-to-shore radios
- Coast Guard approved fire extinguishers
- Crew completion of boating and water safety education courses, such as those offered by the Boat U.S. Foundation, Coast Guard Auxilliary, U. S. Power Squadrons, Check with your carrier to verify before you take the course.
This is intended as a general description of certain types of insurance and services available to qualified customers. Any description of policy provisions is meant to give a broad overview of coverages and does not revise or amend a policy. Refer to the policy coverage form for a complete representation of the scope of coverage, terms, conditions, exclusions and more. The policy is the contract that specifically and fully describes your coverage. Some products may not be available in all states and may only be offered on a non admitted basis. Product availability is subject to change.
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