Travel Trailer insurance
Travel Trailer insurance is meant to cover trailers you have to hook up to your vehicle to tow. Travel trailer insurance often covers things like replacing items that were damaged or stolen from your trailer. It can also covers liability coverage specifically for damage to a campsite or another location where you've parked your trailer.
Do you have specific questions about Travel Trailer insurance or need help finding the right coverage?
Get Help With Insurance, Inc. can quote your insurance with several carriers that that provide insurance coverage for liability, property and much more. Call us to get started!
We can get you Travel Trailer Insurance
We can find insurance for it.
We insure a wide variety of travel trailers, including fifth wheels, toy haulers, airstream, teardrop and oliver.
What is travel trailer insurance?
Travel trailer policies are fairly affordable and can give you extra peace of mind when you take off for your trip. Travel trailer insurance will help you recover if there is ever an accident, theft, or other damage to your trailer that could really hurt you financially.
A travel trailer is a temporary living space that is attached to a trailer and towed behind the primary vehicle, typically an SUV or truck. Travel trailers come in a variety of different models that can be equipped with very basic accommodations or elaborate living quarters.
how do you insure a travel trailer?
You may be able to add trailer insurance to your automobile insurance policy or you can get a travel trailer insurance policy by itself. By purchasing separate conventional trailer insurance, you can be rest-assured that you will be protected from liability lawsuits and other mishaps. Additionally, this form of insurance will also cover your contents.
travel trailer liability insurance
Liability insurance follows the vehicle that is towing it. Collision deductible and comprehensive deductible limits are determined by you, the consumer, and perhaps your lender. Be sure to consider how you will cover your costs if you are in an accident and do not have adequate coverage for your:
- Travel Trailer: Towable motorhome
- Fifth Wheel: typically attached by a trailer hitch
- Towable motorhomes attached to a truck with a fifth-wheel hitch
- Truck Campers: Add-on campers attached to a truck bed
Additional Coverages
Depending on the insurance company you choose, your additional coverage options may include:
- Total loss replacement coverage
- Liability coverage in the event that someone is injured or property is damaged while you are using your trailer.
- Collision coverage to pay for damage to your trailer after an accident
- Comprehensive coverage to pay for loss or damage resulting from theft, fire, or severe weather
- Uninsured and underinsured motorists coverage, if a driver with little or no coverage is at fault in an accident with you
- coverage for your personal possessions
- Campsite and vacation coverage covers up to a certain amount for bodily injury and property damage that occurs in and around your travel trailer when you are using it on vacation.
- Emergency expenses pays for lodging and transportation for you if your travel trailer is damaged and becomes unusable more than a certain distance from your home, so you re not stuck paying for a hotel room after an accident.
- Towing and Roadside Coverage – If your travel trailer is totaled, this coverage pays to replace it with a brand new one.
- Full-timer coverage if your trailer is your full time residence
- Uninsured and underinsured motorists coverage
Business Use
If you use your travel trailer in a business or commercial use, you will need a business policy in your business name rather than your personal name.
This is intended as a general description of certain types of insurance and services available to qualified customers. Any description of policy provisions is meant to give a broad overview of coverages and does not revise or amend a policy. Refer to the policy coverage form for a complete representation of the scope of coverage, terms, conditions, exclusions and more. The policy is the contract that specifically and fully describes your coverage. Some products may not be available in all states and may only be offered on a non admitted basis. Product availability is subject to change.
Copyright © 2024 Get Help With Insurance, Inc