General Liability Insurance

Businesses need to provide a certificate of insurance to their landlord or a business connection. Once you have insurance, it is the agents job to provide this proof of insurance to the business owner or the additional insured.

Call (702) 541-0882 for general liability insurance quotes.

We make shopping for general liability insurance easy because we do all the shopping at no extra cost to you.

Why do you need General Liability Insurance?

You might face legal action from customer injuries, data breaches, product defects wrongful termination, and more. Liability insurance can help you protect your business.

– Does your business have enough liability coverage for injuries to customers, auto accidents and lawsuits?

– Do you know whether the coverages of a business owner policy are enough to protect your assets from garnishment?

– Do you need umbrella insurance?

If you need to meet Vendor Requirements by providing an additional insured to those that you want to do business with, Get Help With Insurance Inc understands your unique product and general liability needs. We understand what your vendors are requiring you to have and will help you meet those requirements with as little cost and hassle as possible.

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Get General Liability Insurance

Fill out this form to receive a business insurance quotes. After purchasing this policy, you can add as many additional insureds as needed at no extra cost from our agency.*

Small businesses are especially vulnerable to crimes like fraud, hacking, and forgery.

Learn more about General Liability Insurance or Get a General Liability quote by calling (702) 541-0882.

General Liability is insurance coverage that protects businesses from losses due to events that may occur during the normal course of business.

There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks. Companies evaluate their insurance needs based on potential risks, which can vary depending on the type of environment in which the company operates.

PRODUCT LIABILITY VERDICT

LATCH FAILURE CAUSED MECHANIC’S DEATH

It wasn’t supposed to happen, but it did. While a mechanic was repairing a vehicle, an engine latch failed causing the vehicle’s 475-pound cab to fall and crush him. The mechanic died in the ambulance, en route to the hospital.

The manufacturer of the latch was found liable for a defective design and for not properly testing the latch. The jury awarded $10 million in aggravating circumstances damages and $3 million in compensatory damages to the mechanic’s family.

$13,000,000

This material does not imply that coverage exists for any particular claim or loss under any insurance policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Source: National Law Journal/ALM Reprints & Content Licensing. Top 100 Verdicts of 2020.

BUSINESS INSURANCE DISCOUNTS

SAFETY DISCOUNT

Safety discounts are applied if you take good care of your property. Is your landscaping taken care of? Is the paint not peeling? Do you have special features that keep your property safe? Items such as a monitored burglar alarm, sprinklers in the ceiling, video surveillance or high quality roof work well to drive insurance rates down.

GROUP DISCOUNT

Are you a Member of a Restaurant Association, Builder Association, etc. Some Insurance companies specialize in a specific sector. Let them know your affiliations.

MULTI-POLICY DISCOUNT

When you insure more than one policy at the same company, such as your General Liability, your Worker’s Compensation, your Commercial Auto policy together, these policies can receive a bundling discount.

LEARN FROM VIDEOS FROM CARRIERS

DO I NEED BUSINESS INSURANCE

COMMERCIAL AUTO INSURANCE – THE HARTFORD

BUSINESS INCOME – THE HARTFORD

DATA BREACH – THE HARTFORD

HOME-BASED BUSINESS INSURANCE

PAYROLL BILLING

PREMIUM AUDIT

PROFESSIONAL LIABILITY

SHOULD I GET WORKERS COMPENSATION FROM THE HARTFORD

BUSINESS OWNER POLICY

A Business Owner Policy has General Liability plus it packages other coverages all into one policy. You can group:

Commercial property
Commercial auto
Business Personal property
Cyber
Business income
Business extra expense
Hired and Nonowned auto
Crime

GARAGE LIABILITY

Garage Liability Insurance provides coverage for accidental third-party bodily injury and property damage resulting from your garage operations. This coverage applies to bodily injury involving non-employees, including customers, vendors, and partners, and to damage involving third-party property, like a customer’s laptop.

GARAGEKEEPERS

Garagekeepers covers losses to non-owned autos in the insured’s possession while the insured is attending, servicing, repairing, parking or storing them.

CYBER

This type of insurance is designed to cover both liability and property losses that may occur because a company is involved in online and electronic activities and collects the sensitive personal and financial data of its customers. electronic activities and collects the sensitive personal and financial data of its customers.

EMPLOYERS PRACTICE LIABILITY

Employment practice liability protects a business owner from any wrongful acts that occurs during the employment process. It can also occur during claims of misconduct or inappropriate employment practice. These policies cover businesses from liability any time workers claim their legal rights have been violated by the company.

The most common kinds of claims include: wrongful termination, sexual harassment, emotional distress, invasion of privacy, discrimination of any kind, and retaliation.

Additionally, these policies also cover claims of failure to promote, deprivation of career opportunities, defamation, wrongful discipline, negligent evaluation, and mismanagement of employee benefit plans.

*Get Help With Insurance, Inc. Will not charge to add additional insured and issue a certificate of insurance to your policy. The But is Get Help With Insurance, Inc. cannot dictate what the insurance company charges to add additional insureds to your policy. Most agencies charge $30 to issue an additional insured certificate. Get Help With Insurance, Inc. does not do this.